Affordable prices are only the beginning. We result in the whole buying process easier.

Affordable prices are only the beginning. We result in the whole buying process easier.

  • House
  • Automobile Financing

Your car loan requirements covered

Prices as little as

Enjoy excessively competitive prices with great terms.

Complimentary Auto Buying Service

Our professionals will see the vehicle you would like at a fantastic cost. Begin right right here.

Level Up

Participants may be eligible for a loan price reductions by simply making consecutive, on-time re payments.

Brand Brand New Car Finance

Versatile terms, up to 125per cent funding

  • New car finance rates as little as 3.14per cent APR
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Like a potential rate decrease through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a price that is great

Used Car Loan

Versatile choices to fit your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable repayment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 percent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely buy from a dealer, personal celebration, and sometimes even purchase a lease out
  • Like a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate an excellent price

Car Loan Refinancing

Spend less on your vehicle re re payments or interest

  • Car finance refinancing prices as little as 3.14per cent APR
  • Reduce your interest loan or rate terms to raised work for you
  • Decrease your payment per month and free up money for any other costs
  • Affordable payment terms as much as 84 months on automobiles as much as a decade old, maximum 125,000 kilometers
  • Utilize the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value

Finance Calculator

Exactly exactly exactly How car that is much we manage?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

“I’m back at my 3rd Patelco car finance and I also would not think about anyone that is trying. The client solutions is amazing!”

MORE OPPORTUNITIES TO GET MORE SOMEBODY

“I happened to be assisted with a car loan and get distribution. It was the experience that is best – We never ever knew it existed.”

THERE THROUGH GOOD AND THE BAD

“we desperately required a car speedyloan.net/payday-loans-md that is new but had small cash to place straight down. Patelco never hesitated to help me personally.”

Shop the real means you prefer

Free, concierge car-buying solution

Allow Patelco Auto Buying solution professionals discover the vehicle you prefer and negotiate a price that is great you.

Research & Shop with AutoSMART

make use of our AutoSMART solution to locate, finance and shop your ca r all in a single destination.

You are invited to the vehicle purchase

Join us for the upcoming vehicle purchase February 15 – 17 and get unique user rates.

Safeguard your new r >

Expert agents will discover you the best insurance coverage and protection services during the price that is best.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links about this web web web page shall lead you to leave the Patelco Credit Union site. Although Patelco works closely with several lovers, third-party internet web internet sites can offer a various online privacy policy and standard of protection. Please consult the internet site’s online privacy policy for more information. Patelco Credit Union will not represent the operator legally of the web site or perhaps the Patelco user, if the two come right into a transaction. We have been additionally perhaps perhaps not legitimately in charge of supply, viewpoints, products, or solutions expressed or offered on the webpage you might be going to see.

1. APR (Annual Portion Price). Car prices only 3.14% APR effective 1/1/2020; subject to alter without warning. Patelco provides a selection of base prices and discounts that rely on facets such as for instance credit rating, loan term, Patelco account and loan balances, system designation and car age. Lowest price quoted includes 0.10% (10 foundation Points) Commitment domestic discount. Real prices are disclosed to approved candidates in writing ahead of loan consummation and might be up to 11.89% APR. For more information about prices, terms and discounts that are available call 800.358.8228, see patelco.org, or go to any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps maybe not deposits of Patelco Credit Union and generally are perhaps maybe not insured by the NCUA. They’re not fully guaranteed by Patelco Credit Union and might be subject to danger. Any insurance coverage needed as a disorder of a expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance Services and will be purchased from a real estate agent or an insurance business associated with user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints could be filed utilizing the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price with a maximum loan term of 60 months. Present price will differ considering credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate just on Enterprise vehicle product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer can not be along with virtually any offer apart from those placed in this ad.

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